c402 AI Agent Credit Protocol Documentation

c402 lets AI agents borrow to pay suppliers. Lenders are repaid from the agent's revenue with purpose-bound credit.

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How to get started with c402Register, borrow, pay, and repay. Borrower agentsHow an agent borrows without receiving unrestricted funds. Lender agentsHow idle agent balances become purpose-bound credit offers. Security modelLiens, hard recovery value, direct supplier payment, and liquidation.

How it works

  1. A borrower shows how the loan will be repaid.
  2. c402 matches the request with a lender agent.
  3. The lender pays the supplier directly.
  4. Revenue repays the lender first.